Our Approach

In Nicaragua, a country of 6 million people, the total housing deficit is estimated at 957,000 (INVUR 2014). Inadequate living conditions is a major problem. Overcrowding, inappropriate sanitary conditions, lack of protection against hazards, vulnerability to crime, and indoor air pollution are all too familiar for most families in rural Nicaragua.

Though the socioeconomic and health impacts of poor housing are well documented and often cited, what tends to be overlooked is the psychological impact it has on a person’s sense of dignity and self-worth. This is why ANF’s community development strategy starts with housing. We believe that it is essential to provide the conditions where life and human dignity are enhanced. Housing is the focal point from which we help poor communities build new lives.

ANF works in alliance with government entities, development banks, local organizations, and communities to ensure cost-effectiveness, ownership, and sustainability. Our housing projects are targeted at poor rural families living under $2 a day who live in disaster-stricken areas or in highly vulnerable situations. We work closely with the government’s Institute of Rural and Urban Housing (INVUR) to procure land and identify families at risk.

Why housing?

  • 78% of the of the population lives in inadequate housing or has no home (IADB 2012)
  • 4 of 5 homes in Nicaragua are self-built and made of carton and plastic bags (SETEC 2008)
  • Half of houses in Nicaragua are overcrowded (UNDP 2008)
  • 41% of homes have dirt floors (IADB 2009)


Low income housing

ANF aims to reduce the housing deficit in the country by building dignified houses for Nicaragua’s poor, especially in remote and disaster-prone areas.

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